Plain-English updates on UK tax, interest rates, markets, the Budget, benefits and borrowing — and what they mean for your money.
Interest rates & markets
11 August 2026 · 5 min read
The Bank held Bank Rate at 3.75% on a 6-3 vote, with three members wanting a rise. What the hold means for mortgages, savings and loans — and when the next decision lands.
Bills & cost of living
11 August 2026 · 4 min read
Inflation slowed to 2.6% while wages grew around 3.4%, so pay is edging ahead of prices — for now. What it means for your real income, and why the lead may not last.
Interest rates & markets
11 August 2026 · 5 min read
London's blue-chip index has hit a string of record highs in 2026, trading close to 11,000. What's driving the rally, what it means for your workplace pension, and the caveats every saver should know.
Bills & cost of living
21 July 2026 · 5 min read
Water restrictions are spreading across England in the heatwave. What counts as an official hosepipe ban, who's exempt, the £1,000 fine — and how using less water can lower your bill if you're on a meter.
Politics & Budget
21 July 2026 · 5 min read
Keir Starmer has resigned and Andy Burnham is the new Prime Minister. Here's what the change of government could mean for your taxes, bills and take-home pay — and what to watch at the Budget.
Politics & Budget
21 July 2026 · 6 min read
The full line-up of the new Cabinet, with the roles — Chancellor, Treasury, Work and Pensions, Energy — that most directly affect your finances.
Politics & Budget
21 July 2026 · 5 min read
John Healey has replaced Rachel Reeves at the Treasury. Who he is, and what has actually been announced so far for your tax and take-home pay.
Tax
21 July 2026 · 5 min read
VAT on household electricity drops from 5% to 0% from 1 October, saving a typical home around £45 a year. How it works, who benefits, and the row over how it's funded — with a chart of the Ofgem price cap.
Credit & borrowing
8 July 2026 · 6 min read
American Express is one of the UK's most searched-for cards. We compare the Preferred Rewards Gold and The Platinum Card side by side — fees, rewards, lounges and the pros and cons of each — with the interest caveats that matter.
Tax
4 July 2026 · 4 min read
Income Tax thresholds stay frozen again this year. Here's how "fiscal drag" quietly increases your tax bill even without a rate rise — and how to check the effect on your salary.
Interest rates & markets
4 July 2026 · 5 min read
When the base rate moves, tracker and variable mortgages change almost immediately, and fixed deals reprice when you remortgage. We explain the link and show the cost per £100,000 borrowed.
Credit & borrowing
4 July 2026 · 5 min read
Why paying only the minimum can keep you in debt for decades, how APR really works, and the two strategies that clear a balance fastest.
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