Free UK Personal Finance Calculators
No Sign Up - Latest free tools for tax, mortgages, salary and savings (2026/27)
Income and tax
Work out your pay, tax and take-home.
Salary after Income Tax, NI, pension and student loan.
Tax due on any income, all UK regions.
Class 1 employee NI on your salary.
IHT on an estate, with residence & spouse allowances.
Property and mortgage
Buying, borrowing and the cost of moving.
Monthly payment, total interest and overpayment savings.
How much you could borrow on your income.
SDLT for movers, first-time buyers and second homes.
Self-employed and business
Tools for sole traders, contractors and small businesses.
Add or remove UK VAT at 20%, 5% or 0%.
Estimate your Self Assessment bill: Income Tax + NI.
Create and download a professional invoice as a PDF.
Savings and investing
Grow your money and understand borrowing costs.
See how savings grow with regular contributions.
Project your retirement pot and income.
Monthly cost and total interest on a personal loan.
Tallyfigures provides information and estimates only and is not financial, tax or legal advice. Figures are based on 2026/27 rates published by GOV.UK and may not reflect your circumstances. Always check GOV.UK or speak to a qualified adviser before making decisions. © 2026 Tallyfigures.
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